How it works

Every guest gets a login from Vartan & Caitlin and starts with 1,000 chips (💍). Chips are play money: they cost nothing, they pay nothing, and the only prize is glory on the leaderboard.

Each market is a question about the wedding with two or more possible outcomes. You bet chips on the outcome you think will happen. You can bet on as many markets as you like, and even place multiple bets on the same market.

There is no bookmaker here. Markets are parimutuel, which means all bets on a market go into one shared pot, and the people who picked the winning outcome split the entire pot in proportion to what they staked.

The “pays” number next to each outcome is simply the pot divided by the chips on that outcome. Example: the pot holds 500 chips and 200 of them are on “Yes”, so Yes pays 500 ÷ 200 = 2.50×. If Yes wins, your 50-chip bet returns 125 chips.

Each outcome also shows its implied chance (the share of the pot on it: 200 of 500 chips means the crowd rates Yes at 40%) and bookmaker-style odds (profit per chip staked: that same 2.50× payout is 3/2, win 3 for every 2 staked). All three are the same number wearing different hats.

Because the odds come from the pool, they shift as people bet. Backing a popular outcome pays less; backing a long shot pays more. The number you see when you bet is not locked in. Your final payout uses the pool as it stands when the market is resolved.

Vartan & Caitlin (the admins) settle every market. Each market’s description says how it will be judged, and the judges’ decision is final. It is their wedding, after all.

• Closing: admins may close betting before the answer becomes obvious (for example, when the best man stands up to speak). A closed market takes no new bets while everyone waits for the result.
• Resolving: once the outcome is known, admins pick the winner and the pot pays out instantly.
• Nobody picked the winner? Every bet on that market is refunded in full.
• Voided markets: if a market becomes unjudgeable, admins can void it and every bet is refunded in full.

Anyone can propose a market from the Suggest page: give it a title, list the possible outcomes (two or more, one per line), and say how it should be judged so there are no arguments later. Admins have final say: one click launches your market exactly as you wrote it, or they can tweak it first, or reject it (with love).

Out of chips but sure the Fox is running late? The Marryland Bank lets you borrow from a fellow guest: pick your lender, the amount, and when you will pay it back. If they accept, the chips move instantly. Whether they charge you a favor on the side is between you two.

• Repayment is automatic. When the due time arrives, the full amount is taken from your balance the moment you can cover it, whether you like it or not. You can also repay early from the Loans page.
• Cannot pay? If the due time passes and your balance cannot cover the debt, you are officially a DELINQUENT: your name goes up in the big red banner on the markets page, the leaderboard, and the Loans page for every guest to see. The banner only comes down when the debt is collected.
• No escape. The debt keeps trying to collect itself. The first time your balance covers it (a market pays out, someone lends you more), it is gone, and so is your shame.

The leaderboard ranks everyone by total worth: chips in hand plus chips currently riding on unsettled markets. Whoever tops it at the end of the night earns eternal bragging rights.

• Bets are final. No refunds for regret, only for voided markets.
• You can never bet more chips than you have. Borrow like everyone else.
• Pay your debts, or all of Marryland will know.
• Insider trading is not just allowed, it is encouraged. Charm the caterer.
• All disputes are settled by the bride.